How to Start a Small Business When You Have Virtually No Money Antonio Martin Sotelo / Getty Images By Alyssa Gregory Updated February 24, 2016 . In a perfect world, we would all have unlimited capital to fund our dream businesses, never having to worry about money. That is not reality. Most of us have to be a little creative when it comes to finding the money needed to start a business. The good news is that it’s possible to start a small business with very little financial investment.